Missouri Landlord Insurance Package

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InsuRental, a business insurance provider offers the most comprehensive and cost-effective Missouri Landlord Insurance and risk management programs in the industry for Rental Houses and Related Properties.  Our Missouri Rental Insurance Program is available nationwide to Landlords and features a dedicated claims and risk management team so you can be confident that your insurance claims are supervised by an in-house claims advocate that understands your industry.  This Missouri Rental House Insurance Program was designed for everyone from the 10 location owner to the largest property management firms. It is our opinion that once your portfolio reaches 10 properties you are no longer a casual investor, but a business, and should be treated as such. We offer a user friendly online management system that allows for a client to instantly see the insurance cost per asset while reviewing the entirety of their portfolio and understand the premium ramifications for adding and removing assets. The system truly allows its users to manage their portfolios at their fingertips. This program was designed for investors and property managers with medium to large portfolios and have intent to grow, and great for flip houses as well!

Program Highlights

  • One master policy, one renewal date for all Landlord Owned Rental Houses in Missouri or other states
  • Replacement Cost for Rent Houses
  • Easy Add/Drop system
  • instant rating/reporting
  • 30 day retro coverage
  • No separate wind/hail deductibles
  • Competitive Carriers
  • Online Billing Payment
  • No Coinsurance Penalties

Property Insurance

Property Insurance covers the risk of property loss in a variety of commercial situations including:

  • Residential Dwelling (replacement cost)
  • Boiler Coverage
  • Business Personal Property (appliances, furniture)
  • Equipment Breakdown Coverage (If boiler is present)
  • Loss of Rents Coverage
  • Extra Expense
  • Vacant Properties
  • Landlord Owned Houses under Construction or renovation

Commercial General Liability Insurance

Our program has built in a comprehensive liability coverage that applies to every property on the schedule as soon as it is added. Coverage applies to bodily injury, property damage, and medical payments to which the insurance applies. 

  • Assault & Battery (coverage included)
  • Hired & Non-Owned Auto Liability
  • Flexible deductibles
  • Per location Aggregate Limits
  • Instant coverage when property is added online

Other Business Insurance Coverages

  • Workers Compensation Insurance
  • Umbrella Liability (Limits to $100,000,000)
  • Equipment Breakdown
  • Employment Practices Liability (EPLI)
  • Health & Benefits Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Business Auto Insurance
  • Directors & Officers Liability
  • Discrimination Liability
  • Errors & Omissions for Property Managers
  • Crime:
    • Employee Dishonesty
    • Money & Securities
    • Roberty & Burglary
    • 401K ERISA Coverage